Terms of Use

Univision Financial Marketing, Inc. and its affiliates (hereinafter collectively “us” or “we” or “Univision”) operates and maintains this website (hereinafter referred to as the "Site") to provide information about the Univision MasterCard® prepaid card program and to facilitate communication with us.  We require that all visitors (hereinafter “you”) to the Site adhere to these Terms of Use and our Privacy Policy.  By accessing the Site and any of its pages, you indicate your acknowledgement and acceptance of these Terms of Use and our Privacy Policy without limitation or qualification.  If you wish to sign up for the Univision MasterCard® prepaid card on the Site, you must also accept and agree to be bound by the Cardholder Agreement and the Electronic Communications Agreement.  We may revise these Terms of Use at any time by updating this posting.  You should therefore visit this posting to review the Terms of Use from time-to-time as you visit the Site. 

ELIGIBILITY - As a condition of your use of the Site, you represent and warrant that: (a) you have reached the age of majority in your state of residence (which is 18 in a majority of the states) when using the Site; (b) all information you submit to us on the Site is your own information and is truthful and accurate; and (c) your use of the Site does not violate any applicable law or regulation.  We reserve the right to verify your age before any registration or purchase by you is allowed on the Site.  Your registration and purchase, if any, may be cancelled or terminated without warning if we have any reason to believe that you may be underage.

COPYRIGHT AND TRADEMARKS - All information and materials made available on the Site, including, but not limited to, text, images, photos, videos, audio, names, marks, logos,  and their arrangement, and the layouts, designs, look and feel, and navigational and structural elements (such as page headers, menus, site maps, button icons, scripts, and links) of the Site, as well as any and all underlying technologies employed for the operation of the Site (hereinafter collectively “Site Content”), are proprietary property of Univision and its licensors and are protected by U.S. and international copyright, trademark, and other intellectual property laws.  Copyright © 2012 Univision Communications Inc.  The Site and Site Content may not be copied, displayed, distributed, licensed, modified, published, sold, used to create derivative work or otherwise used other than for your own personal and non-commercial use within the United States of America and solely as provided herein.

LIMITATION OF LIABILITY - We use our best efforts to include accurate and up-to-date information and materials on the Site.  However, information and materials on the Site are provided "as is" without any warranty of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement.  Furthermore, we make no representations as to the accuracy or completeness of the information.  The information and materials on the Site may include technical inaccuracies or typographical errors.  From time-to-time we may amend, change, add, delete, update or alter the information and/or materials contained in the Site, including information regarding the products and services described or offered on the Site, without notice.  We assume no liability for any errors or omissions in the information or materials contained within the Site and expressly disclaim any responsibility to update the information or materials contained within the Site.  By using the Site, you acknowledge that we specifically disclaim any liability for any direct, indirect, special, unsolicited or consequential damages, losses or expenses arising out of your access to or use of the Site, even if we have been advised of the possibility of such damages, including liability associated with any viruses or software which may impact a user's equipment.

INFORMATION SUBMISSIONS - All information and materials (including but not limited to feedback data, documents, questions, comments, and suggestions, but excluding personal information) you submit to us via the Site or email or through other means shall be deemed to become the property of Univision (unless otherwise designated) and we shall be free to reproduce, use, disclose, exhibit, display, transform, create derivative works and distribute such information and materials to others without limitation.  Furthermore, we shall be free to use any ideas, concepts, know-how or techniques contained in such information or materials for any purpose whatsoever, including but not limited to developing, manufacturing and marketing purposes.  All personal information you submit to us via the Site or email or through other means may be used by Univision in a manner consistent with our Privacy Policy.

By submitting your personal information to us, you understand and agree that we may disclose your identity as necessary to conduct internal investigation of any abuse of the Site, to cooperate with law enforcement investigation of an alleged illegal activity (e.g., fraud), or in response to a lawful court order or subpoena.

ACCOUNT SECURITY - If you set up an account on the Site, you are solely responsible for safeguarding your account access information (including username and password).  If you share such information with others, you will be responsible for all activities on your account by those with whom you share account access information, including all communications, submissions, purchases, and other transactions and activities conducted under or through your account. You must immediately notify us of any unauthorized use of your account access information or any unauthorized or suspicious activity on your account.

ADVERTISING DISCLOSURE AND LINKS TO OTHER WEBSITES - We do not provide, endorse, or guarantee any non-Univision branded product, service, information, or recommendation available through links from this Site.  Non-Univision branded third parties providing products and services available through this Site are not affiliated with us and are solely responsible for their products, services, information, recommendations, and all other content on their websites.  We are not and will not be held liable for any such third party's failure with regard to such advertised products, services, and benefits.  Many of these advertised products and services are not FDIC insured, nor bank guaranteed.  By responding to offers advertised on this Site, you may be communicating information about yourself to the company that provides such product or services - for example, that you are a Univision Financial Marketing, Inc. customer.  Please be aware that these third parties may have a different privacy policy than ours.  Their website(s) may also provide less security than ours.  We encourage you to check individual offers, products, and services to become familiar with any applicable restrictions or conditions.

MOBILE SERVICES - From time to time, we may make product and service features of the Site accessible (whether or not for a fee) via mobile phones or other mobile devices, including the ability to send and receive SMS text messages to and from us (hereinafter collectively “Mobile Services” and each, a “Mobile Service”).  To participate in a Mobile Service, you must: (a) own a mobile phone or device that is SMS text messaging enabled and is capable of 2-way SMS text messaging; and (b) be a current subscriber with a participating carrier whose wireless service plan includes SMS text messaging.

Standard text messaging rates, data charges and other charges from your wireless carrier may apply. Your wireless carrier may charge you for each text message sent and received. Check with your wireless carrier on applicable rates and fees before signing up for any Mobile Service. Any charge from your wireless carrier will be billed on your wireless phone bill or deducted from your prepaid balance.  Text messaging service from your wireless carrier may not be available in all areas or at all times, and may not continue to work in the event of hardware, software, product, service or coverage changes made by such carrier.  Your wireless carrier may change or discontinue service or coverage with or without notice.  Also, your wireless carrier may impose or modify service charges with or without notice, and the decline or rejection of such charges may result in interruption or discontinuation of service.  In addition, downloading, installing, or using Mobile Services may be prohibited or restricted by your wireless carrier, and not all Mobile Services may work with all carriers or devices.  Before signing up for a Mobile Service, you should check with your carrier whether such Mobile Service is available for your mobile device, and what restrictions, if any, may be applicable to your use of such Mobile Service.

By signing up for a Mobile Service, you agree that we may communicate with you (including, without limitation, by way of third-party messaging services) via SMS text messaging to your mobile phone or device, and that certain information about your usage of the Mobile Service may be communicated to us.  In the event you change or deactivate your mobile phone number, you agree to promptly update your account information to ensure that our messages intended for you are not sent to the person who acquires your old number.

By signing up for a Mobile Service, you expressly acknowledge and agree that IN NO EVENT SHALL UNIVISION BE RESPONSIBLE OR LIABLE FOR: (1) any text messaging or wireless SERVICE charges incurred by you or by a person that has access to your mobile phone or device, OR FOR ANY OVERCHARGE OR BILLING ERROR by, or any billing dispute with, YOUR WIRELESS CARRIER; (2) ANY SERVICE ERROR, DEFECT, FAILURE, DELAY, CONGESTION, CONNECTIVITY PROBLEMS, UNAVAILABILITY, OUTAGE, DISCONTINUATION, INTERRUPTION OR MALFUNCTION ATTRIBUTABLE TO YOUR WIRELESS CARRIER OR ANY OF ITS NETWORKS, SYSTEMS, FACILITIES, SERVERS, EQUIPMENT, HARDWARE OR SOFTWARE; (3) ANY LOST, incomplete, late, damaged, garbled, scrambled, ILLEGIBLE, misdirected or misrouted text messages; and/or (4) any defect, failure or malfunction of your mobile phone or device.

INTERNATIONAL USE - We make no representation or warranty that the Site and Site Content are appropriate or available for use in locations outside the United States of America.  Accessing the Site or any Site Content from territories in which such access is illegal is prohibited.  You agree that if you choose to access the Site from any locations outside the United States of America, you do so at your own risk and are solely responsible for compliance with local laws.

GOVERNING LAW - You agree that these Terms of Use and your use of the Site shall be governed by all applicable Federal laws and the law of the state of New York (without regard to its conflict of laws principles).